Platobné systémy a bezhotovostný platobný styk vo vybraných krajinách EÚ

Abstract

The payment system can be perceived as a certain system forming an important part of the financial infrastructure of a market economy. Payments are made in non-cash and cash form. In the case of non-cash form, the presence of a payment system is required, by means of which transfers of funds are ensured. The interbank payment system is a system where direct participants are represented by banks and is generally based on a correspondence or clearing settlement system. The article describes the types of payment systems within the euro area and the Visegrad Group countries and their basic characteristics.